The Top 10 Health Insurance Companies in India

The Top 10 Health Insurance Companies in India

Health Insurance can be referred to as insurance, which cover all the medical costs involved in treating the illness or illness. It is always beneficial to have a health insurance policy to avoid the costs of treatment and strong medications.

Depending on the type of policy being taken, any insured person pays the cost of the treatment and obtain the reimbursement later or the insurer makes the payment on behalf of the insured person.

At present, there are numerous health insurance companies in India, but selecting the best is really a difficult task. To solve this problem, here is the list of the top 10 health insurance companies in India.

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The Top 10 Health Insurance Companies in India

The Top 10 Health Insurance Companies in India

Top 10 Health Insurance Companies in India



Religare Health Insurance Company Limited is the leader in providing the best health insurance policies in India. Religare Enterprises Limited, Corporation Bank and Union Bank of India are the three shareholders of this company. Religare Health Insurance offers a health insurance policy under the trade name “Care“.

Religare Health Insurance Company was started in 2012 and in a short period of time has gained the trust of the people by offering policies full of great features. It offers treatment facilities in more than 4000 hospitals in the country. Apart from the health insurance policy, travel insurance, accident insurance and serious illness plan is also offered by the company.


ICICI Bank and Fairfax Financial Holdings Limited met in 2001 to form a new company, which we now know as ICICI Lombard.

ICICI Lombard offers a health insurance policy under the name “iHealth Plan“. ICICI Lombard has received the “Most Recommended Company” award in 2013 for providing quality Health Insurance in the country. ICICI Lombard offers cashless treatment at more than 3,000 hospitals across the country.


A joint venture between Apollo Hospitals Group and Munich Health gave rise to Apollo Munich in 2007.

Since its inception, Apollo Munich has continuously provided the best features and benefits in its policies and in 2014, Apollo Munich received the “Health Insurance Company of the Year” award.

Optima Restore” is Apollo Munich’s new health insurance policy. Under this policy, the company offers cashless treatment at more than 4,000 hospitals nationwide. Some other Apollo Munich health policies are Optima Cash, Easy Health, Optima Super and Energy.


Based in New Delhi, Max Bupa offers health insurance plans under the name “Heartbeat“. Winner of “IT Leadership Award“, Max Bupa offers excellent health services through its health plans and offers treatment in more than 3,500 hospitals in the country.

Max India Limited and Bupa, a UK based healthcare group teamed up to form a health insurance company, which we now call Max Bupa Health Insurance Company Limited. Some of the features offered by Max Bupa in your health insurance plans include direct claim settlement, Cashless setup and pre and post hospitalization medical expenses.


Then on this list is Bajaj Allianz, an insurance company, which was established in 2001, when Bajaj Finserv Limited and Allianz SE met. Based in Pune, Bajaj Allianz is a fast growing insurance company offering health insurance, home insurance, travel insurance and car insurance.

Bajaj Allianz offers health plans for individuals and families, which are full of features like cashless treatment, ambulance charges, pre and post hospitalization charges and medical check-ups.


HDFC ERGO ranks sixth on the list of the top 10 health insurance companies in India. Winner of several awards, HDFC ERGO was founded in 2002 when they joined HDFC Ltd and ERGO International AG.

Some of the health insurance plans offered by HDFC ERGO include Suraksha Health, Suraksha Health Top Up, Critical Illness and Suraksha Gold Health.


SBI Life Insurance offers health plans under the name of “Smart Health Insurance“, which is full of features such as lump sum payment, pre-hospitalization charges and hospitalization charges.

SBI Life Insurance Company is an Insurance Company, which emerged in 2001, when they joined the State Bank of India (SBI) and BNP Paribas. SBI is a leader in the banking sector, as is SBI Life Insurance, which has made a significant position in the insurance industry.


Reliance General Insurance is next on this list, which is a leading insurance company in India, known for offering features full of plans and policies. HealthGain, HealthWise and Wellness are the health insurance plans offered by this company.


Star Health and Allied Insurance offer health insurance plans under the name “Star Shri Individual Care” and “Star Shri Family Care”.


National Insurance Company (NIC) came into existence in 1906 and provides a complete insurance solution in the form of health insurance, car insurance, accidental insurance, home insurance, etc. Mediclaim Policy and Parivaar Mediclaim are the health insurance plans offered by this company.

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